gyno since puberty

hey ive had a little gyno (i think its gyno) under both nipples since puberty. i am 25 now, and its not that bad, but now that i am really starting to love bodybuilding its bothering me. my nips are a puffy and the lumps suck. ha, is there anyway to get it to go down naturally or is surgury the ONLY answer. If so, how much does it cost and can I get my insurance to cover it? thanks guys. i am looking good though since starting my new cycle, LOL.