Please help, very important!

THIS COUNTRY SUX!.. we need universal health coverage to some extent.. to cover stuff like that seriously.. it dont have to be as extensive as canada's expensive system., but just enough to keep this type of shit from happening.. There might be some sort of fed programs out there man, cant think of any tho... i know u dont have to pay hospital bills and eventually they'll stop asking for the money but not 100% sure how that will effect your credit, cause that is a big chunk of money. I think maybe just for 3 years it would fuck up your credit, than it goes off the credit report.. not 100% on that.

I was told by a bankrupcy lawyer,,that medical does no go on your credit,,and even if it somehow does,,most creditors do not count it at all... You can pay the bills as little as you can monthly too...There are also several charities out there who help people exactly like you...You need to talk to the director of the fiancial/billing department..They are more often than not,,very helpful. derogatory credit can stay on your report as long as 7-10 years too, mass.. And if this country sucks so bad,,then get the fuck out of it.

Posted by: @baracus

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I was told by a bankrupcy lawyer,,that medical does no go on your credit,,and even if it somehow does,,most creditors do not count it at all... You can pay the bills as little as you can monthly too...There are also several charities out there who help people exactly like you...You need to talk to the director of the fiancial/billing department..They are more often than not,,very helpful. derogatory credit can stay on your report as long as 7-10 years too, mass.. And if this country sucks so bad,,then get the fuck out of it.

Medical goes on your credit report. Some people here know that I work in the industry, I just saw a credit report yesterday that was over 50 pages long!! It was full of medical collections. Ugly. This person was filing for bankrupcy by the way. Cole

Ok, here's the deal....First I give you much respect for wanting to pay the bills, as most would just say fuck it. Also, congrats on coming out of that OK.... Now, here is how to pay the bills, and this comes directly from a freind of mine whose little girl had cancer, and he had no medical coverage. There is a little know clause in the welfare system that enables working people to be able to take their medical bills to welfare for reimbursement. What they will do is calculate your working wage, and come up with a percentage that they will pay towards your med bills. Basically, I think they paid a good 80% of his bills, and he worked a deal w/the hospital to go on a payment plan for the rest. Please don't be afraid or embarrased to do this.....that is what the system is for. Also, medical bills DO go on the credit report, and creditors hold these in the same light as not paying credit cards or loans, so DO NOT just ignore these bills. Good luck, and glad you're OK.

Once it goes to Collection Agency and it eventually will it will show up on your credit...then could end up as a judgement against you personally....which You'd have to end up paying off before you could buy a house... Cole is correct....it does show on your credit... damn 50 pages..?????? holy shit! Good luck w/ that one Cole LOL Cutie

@baracus CUS.. i'll bitch all i want lol.. this is off-topic, but anyone in Massachusetts that hates the Excise tax on our cars, here's a link for a petition movement to kill it before the State senate passes legislature that will increase the amount of the tax http://www.axetheautotax.org/ LOL there u go bro, another lil rant lol anyways..... thats good look into those FED programs, the other people have talked about, seems like the way to go.. there's good stuff out there already that can help people good to know, medical bills can suck.

Posted by: @cole-kingsly

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Medical goes on your credit report. Some people here know that I work in the industry, I just saw a credit report yesterday that was over 50 pages long!! It was full of medical collections. Ugly. This person was filing for bankrupcy by the way. Cole

It's a state-by-state legal situation. In Kentucky it's illegal for medical debts to be entered in your credit report. They can still sue you for the amount you owe, provided it's within a certain number of years of incurring the debt (I forget how many)

Bench, whose 4-wheeler was it? A friends, yours, a rental? My question to you is, was the rec vehicle insured? I work in this field in Texas. Might want to find that out. If it was insured, you could possilbe file a claim on the policy. Depending in which state you live though on the rules of insurance. Good luck bro and glad you're still with us........

good point Regino Bench..1. find out if the rec veh was insured, file claim through the insurance 2. set up a payment schedule w/ the doctor's even if it's 20 a week....as long as you have some type of repayment plan worked out w/ them....they will stay off your back...just stick w/ it Cutie

Posted by: @massachuset

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THIS COUNTRY SUX!.. we need universal health coverage to some extent.. to cover stuff like that seriously.. it dont have to be as extensive as canada's expensive system., but just enough to keep this type of shit from happening.. There might be some sort of fed programs out there man, cant think of any tho... i know u dont have to pay hospital bills and eventually they'll stop asking for the money but not 100% sure how that will effect your credit, cause that is a big chunk of money. I think maybe just for 3 years it would fuck up your credit, than it goes off the credit report.. not 100% on that.

Fuck bro's, I hear stories like this and I feel bad for you guys in the U.S. Yeah our taxes are higher in Canada but thank god we don't have to deal with this type of problem.

shit bro thats tough that you have to pay for health care ! down here in australia we have something called medicare which is basically a card that you take to the doctor, they swipe it and in you go. no money, nothing. im not sure how it works but the govt pays for it. the only thing is if you gotta go to hospital, unless its an emergency you have to go on a waiting list that can be anything up to 2 years for some things. blackninja.

It was a friends ATV and origanlly he said his insurance would pay $25,000 but now somehow it will only pay $1,000. I just got an attorney and hope he can help me settle this. I am in Kansas for those that asked and dont know the laws here. Thanks for all the help and support, I need all I can get. Anymore would be appreciated. Like I said before I have never been afraid of death and after this near fatal accident I am even less scared. I think the only bad way to die would be to drown or burn to death. There were times after the accident I would break down and cry for no reason and wish that I would have died, pretty fucked up. My drive to do things are gone also. I have been to the gym a few times, my room is a mess, I just dont feel like doing anything. It is like I am a lazy slob which is not me at all. The worst part about this is the depression, I wish I could be more optimistic. Thanks bros

First off, I am glad to hear you are okay. It is good that things are getting back to normal for you for the most part. I just got an anesthesia bill the other day for about $10,000, and that was only the half that wasnt covered by my insurance. I called the anesthesiologist to talk about extending a payment plan since I am out of work due to the surgery I have had, and the next one I am going in for this coming week. She told me to rip up the bill and throw it out, that whatever payment she got from the insurance company will be enough! I didnt expect that but I was damn happy to hear it. I guess what I am trying to say is that you should call the doctors and talk to them. Maybe you will get a nice one like I did and they will help you out.

Posted by: @massachuset

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@baracus CUS.. i'll bitch all i want lol.. this is off-topic, but anyone in Massachusetts that hates the Excise tax on our cars, here's a link for a petition movement to kill it before the State senate passes legislature that will increase the amount of the tax http://www.axetheautotax.org/ LOL there u go bro, another lil rant lol anyways..... thats good look into those FED programs, the other people have talked about, seems like the way to go.. there's good stuff out there already that can help people good to know, medical bills can suck.

I do know where you are coming from,,but the gov't,,the health system,,are not this country. Hate them if you wish,,but dont hate this land... And my wifes never ever appeared on her credit report,,ans she was sent to collections,,,,so it must be different from state to state like someone said...